UK tax calculators
Estimate Income Tax, National Insurance, Capital Gains Tax, VAT, Corporation Tax, Stamp Duty, and Inheritance Tax with simple shareable tools.
Pay and employment
Income Tax
Estimate Income Tax, employee National Insurance, and annual take-home pay.
Your estimate
Income Tax estimate (annual)
Show results as
Uses England, Wales, and Northern Ireland Income Tax bands. Scottish Income Tax is not included in this basic estimate. This calculator provides a broad estimate only and is not tax advice.
Share this estimate with the calculator inputs pre-filled.
Income position
Where this income sits
Indicative ASHE 2025 full-time employee comparison
UK full-time employees
Top 46%
Around the 54th percentile
London full-time employees
Top 63%
Around the 37th percentile
UK men full-time
Top 50%
Around the 50th percentile
UK women full-time
Top 42%
Around the 58th percentile
Percentiles are broad benchmarks based on ONS employee earnings distributions and are rounded for display. They compare gross employee pay, not household income or wealth.
Tax bands
How this salary is taxed
Income Tax + employee NIC, with employer NIC shown separately
Tax-free / NI-free
GBP0 to GBP12,570
£12,570
Income Tax
0%
Employee NIC
0%
Combined
0%
Basic rate band
GBP12,570 to GBP50,270
£29,430
Income Tax
20%
Employee NIC
8%
Combined
28%
Annual gross salary
£42,000
Employee tax cost
£8,240
Annual net take-home
£33,760
Monthly net take-home
£2,813
Employee tax rate
19.6%
Employer NIC
£5,550
Total employment cost
£47,550
All-in tax vs employer cost
29.0%
Employer NIC is calculated at the standard 15% rate above the secondary threshold and does not reduce employee take-home pay. Employment Allowance and special NIC categories are not included.